Key Car Insurance Advice For Smarter Buyers

Whether you are in the market for an environmentally friendly or not , auto insurance is something that every car owner has to deal with every year for as long as you own and use a vehicle. But with so much choice and different options available not to mention confusing industry-specific jargon, it's a laborious and confusing task to find good quality affordable insurance. 

 
In this article we can to tackle some of the confusing and complex terms of auto insurance and in the process help you as a consumer to make better choices. By taking the time to learn about auto insurance, you can save yourself money and frustration.
 
Here's an interesting and fun video on environmentally friendly cars and perhaps a glimpse of what we can expect with electric cars in the future.

Environmentally friendly cars are racing across Australia

"Eco-cars, powered only by sunlight, have been racing 2000 miles through Australia."

Getting back to the focus of this article, if you've ever been in an accident you know what a hassle is to get an insurance adjuster to pay your claim. But if you've read this tip, next time won't be so difficult. Keep a camera in your glove compartment or if you have a smart phone make sure you have it with you when you are driving. If you're in an accident make sure to take plenty of photographs of your car, the other driver's car, and of yourself if you've suffered any injuries. This will go a long way to helping you get your claim paid far with less foot dragging by the insurer.
 
When considering extras for your auto insurance, you can most likely do without the car rental insurance. You will pay nearly $50 a year for rental insurance, when that is the same cost for renting a car for one to two days. Also, you may want to check that rental cars are in any event already covered under your auto policy.
 
Another good little tip that can save you quite a bit of money especially over the long term is to avoid paying for your car insurance by monthly instalments. You'll often find that this can get quite expensive when you add it up over time due to the financial charges that are loaded into monthly instalment charges. And if you must pay over time it is better to arrange your own finance through you own bank for example, who may be able to give you a better deal.
 

Affordable Car Loan Payment?

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"Loan Payments affordable?"

 

The best way to save money on your insurance is to never get into an accident. If you take good care of your car, and are careful when you drive, you will never have to file a claim. Your insurance company will reward you with a discount that can save you money on your premiums.
 
Do not be afraid to do some comparison shopping for the best automobile insurance policy. There are websites available that make the process of searching through the different companies quick, easy and efficient. You may be surprised by what another company can offer you in terms of cost.
 
Purchasing the right auto insurance doesn't have to be an overwhelming experience. Use what you've learned here to ask the insurance agent more questions on any aspects of a policy you don't understand. Buying car insurance should always be an informed decision and your agent should always be there to help you understand what you are buying.